Individual/FAMILY Coverage
On Your Own? You’re Not Alone.
Whether you sign up through the marketplace or with a private company, navigating individual health care plan options—for yourself or your whole family—is challenging.
You can turn to us for help whether you are a part-time worker, a 1099 contractor, or simply not covered by employer-based insurance. Make us your resource for all your health care-related needs.
Secure your physical and financial security now.
Get Marketplace Quotes
Our marketplace estimation tool makes it easy to see your options in the marketplace. Enroll through us, and as your agent of record, we can make sure you stay informed about plan changes and help you navigate annual renewals or life-changing events.
Explore Private Options
Outside the marketplace, you can find options for your situation. We help individuals research, analyze, and choose the plan that fits. You can count on more than 12 years of experience, and our expertise helps you find a plan that’s right for you.
Travel Insurance/trip cancellation
Insurance that covers trip cancellation, travel delays and other losses incurred while traveling
Travel insurance program for trips up to 180 days
Standard Coverage for trip cancellation and interruption
Emergency medical expense, evacuation, and reunion benefits
Three product options for varying levels of coverage
WHAT about cobra?
COBRA allows you to stay on your employer's health care plan after you leave the organization. It ensures continued coverage for 18 months, but you become responsible for the total premium. Therefore, it tends to be more expensive than other options.
What are my options?
Call us with your paperwork in hand! We’ll review your options and see if we can find a better, more affordable plan.
Don’t wait until COBRA expires! Contact us at least 30 days before your COBRA plan expires so we can assemble options for you to choose from.
FAQs about Individual/Family health coverage
What is catastrophic coverage?
Catastrophic coverage is designed to protect your health and financial welfare in the case of significant, unexpected injury or illness. All marketplace health plans include catastrophic coverage to limit the maximum amount an individual will pay out-of-pocket in a given year (in 2021, it is $8,550).
What is a catastrophic health plan?
Catastrophic health plans are designed for individuals under 30 (or those who qualify for hardship exemptions) to limit their total annual expenditure for wellness and emergency care.
Why enroll in the marketplace through an independent agent?
We’ve been navigating the marketplace since the ACA began and can help you understand your options and upcoming changes. Plus, as your agent of record, we’ll be able to prepare your annual renewals.
Are there fees for your services?
Our services are free and ongoing because everyone deserves the freedom to be both healthy and financially protected.
"Rachel did an amazing job finding me some affordable health insurance. She goes above and beyond for her clients. Her customer service is top-notch. When I didn't find a provider, she even jumped in to assist me in finding me a great fit! I would highly recommend her to all of my friends and family in need of health insurance!"
- K.O., Dallas, TX